Rideshare services offer consumers a convenient and affordable way to get around. While taking an Uber back from a social gathering may seem like a good idea, the reality is that Uber accidents happen more frequently than you may think.
If you have been hurt in an Uber accident, you need an attorney experienced in handling rideshare claims in South Carolina. When you retain the legal services of John Price Law Firm, LLC, you are hiring a firm that will not give up on your claim until you receive the compensation you deserve.
Rideshare Insurance Coverage in South Carolina
Coverage for rideshare drivers in South Carolina will depend on the driver’s status at the time of the accident.
If a Driver is Offline
If an Uber driver is offline and not transporting passengers, then the driver’s personal auto insurance will apply. South Carolina requires all motorists operating a vehicle within the state to carry the following auto liability insurance coverage:
- $25,000 per person for bodily injury
- $50,000 for two or more persons per accident
- $25,000 for property damage per accident
If a Driver is Logged into the App and Available for a Trip
If an Uber driver is not yet carrying a passenger but is logged into the app, then the following insurance coverage will apply:
- $50,000 per person for bodily injury
- $100,000 per accident for bodily injury
- $25,000 in property damage per accident
If a Driver is Actively Transporting a Passenger
Uber insurance offers Uber passengers and third parties up to $1 million in coverage for their injuries. It does not matter if the Uber driver was at fault or if another driver caused the crash.
South Carolina drivers are given the option to purchase personal injury protection (PIP) insurance. PIP covers lost income and medical expenses, regardless of which driver caused the accident. However, PIP is typically used as a last resort after other insurance options have been exhausted.
Gathering Evidence After an Uber Crash
Following an Uber crash, the first thing you should tend to is your injuries. If you have severe injuries, you will want to visit the emergency room. For minor injuries, you may want to consider going to urgent care.
If you do not have any injuries, then you should consider gathering evidence at the accident scene. Evidence after an Uber accident may include any of the following:
- Photos of the vehicles involved, including any wreckage
- Photos of your injuries and injuries of anyone else involved
- Video of the accident
- Photos of the intersection or landmarks at the accident scene
- Contact information from the other driver or passengers involved in the crash
Uber Accident Attorneys Serving Charleston and the Surrounding Areas
Accidents do happen. A rideshare accident can take place under perfect conditions, threatening the well-being of all involved. If you have recently been in an Uber accident, our Uber accident attorneys are ready to assist you in filing your claim. To schedule your free consultation, contact us by phone or by filling out our online contact form.